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Exchange rates

“Capital” deposit

  • The annual effective interest rate — 14%
  • Minimum deposit amount — 10 000 KZT/50 USD/EUR
  • Deposit term — 6, 13, 24, 36 months

Deposit “Capital”

Dear clients!

Capital — a simple way to have permanent access to funds, additional contribution, or withdrawal of funds at your convenience.   Manage your savings with more comfort!

 

Deposit terms and conditions:

Deposit currency

tenge, US dollar, euro

Deposit term

6, 13, 24, 36 months

Minimum deposit value

10 000 tenge, 50 US dollar/euro

Additional contributions

Without limitation of the contributed amount

Partial withdrawal  

To minimum balance

Minimum balance

15 000 tenge, 50 US dollar/euro

Extension of deposit

Automatically

Periodicity of interest payment /capitalization  

Monthly payment
capitalization/crediting to current account (at customer’s option)

The Terms Of Early Termination

In case of preterm withdrawal of the deposit, the interest on the deposit is calculated as follows

  1. in case of early withdrawal before the expiration of 30 calendar days from the date of transfer of the initial payment to the Account, the interest paid on the deposit is recalculated at the rate of 0%

  2. in case of early withdrawal after 30 calendar days from the date of crediting of the initial deposit to the Account, the interest paid on the deposit is calculated in accordance with the interest rates, depending on the term of the deposit

The deposit is subject to guarantee pursuant to the Law of the Republic of Kazakhstan “Obligatory insurance of deposits places in in second-tier banks of the Republic of Kazakhstan”.

Deposit rate*:   

Term, month

Deposit rate (per annum)

6

13

24

36

KZT

13.2% (14%)

13.2% (14%)

12.9% (13.7%)

12.5% (13.2%)

USD

1.5% (1.5%)

1.5% (1.5%)

1.5% (1.5%)

1.5% (1.5%)

Euro

0.1% (0.1%)

0.1% (0.1%)

0.1% (0.1%)

0.1% (0.1%)

*the annual effective interest rate is indicated in brackets.

Best market rates

Reliable – the Bank’s major shareholder is the Indian government-owned bank

Deposit is insured by the State