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  • Flexible schedule of loan repayment;
  • Availability of terms and conditions including all loan expenses; 
  • Feasibility of early repayment;

Secured loans

Lending parameters General terms and conditions
Brief description    Credit/credit line for consumer purposes against security of immovable property  
Lending currency   KZT
Lending period    Up to 10 years
Lending amount   From 500 000 up to 30 000 000 KZT  
Early repayment Permissible, at any time, without penalties    
Collateral/Guarantee Immovable property
Insurance       Not required  
Rate of return from 18 % per annum*(Annual effective interest rate from 20%)
Commissions    For loan arrangement 1% or 0% in case of selection by the client of terms and conditions without commissions**

* — Approved by the Management Board decision dated 16.06.2016, №42.
** — For details of terms and conditions you may approach the Bank branches.

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