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Loans

  • Flexible schedule of loan repayment;
  • Availability of terms and conditions including all loan expenses; 
  • Feasibility of early repayment;

Deposit-credit

Parameters of lending

General terms and conditions

Brief description

Financing of  entities of big, medium and small business

Financial instrument   

Credit line/one-time loan

Target group of clients

Entities of big, medium and small business

Collateral

Funds placed with the Bank

Currency of lending

Loan in deposit currency, KZT, USD

Maximum loan amount

97 % of the deposit amount

Period

Deposit period minus 1 month

Target purpose

1) for investments or acquisition of new and /or modernization of fixed assets;
2) for working capital financing;
3) refinancing of the current  debt.

Nominal interest rate

  1. from + 1,5% per annum to the interest rate on deposit;
  2. from 1,5% per annum against  security of cash.

Commissions

no